Fiduciary Investment Advisers Add More Than 6% In Value
Difference in returns is huge for investors working with a fiduciary.
These Are The Top 10 Mutual Funds: How Many Are In Your 401k Plan?
Do you ever wonder if the investment funds in your 401k plan are some of the very best mutual funds? Check this post to find out if your 401k plan offers some of the best mutual funds.
What The SEC’s Proposed Best Interest Rule Means For Plan Sponsors
Anyone who hoped the Securities and Exchange Commission (SEC) might do the right thing and issue a uniform fiduciary standard holding brokers, bankers, insurance company advisors, and investment advisers working for Registered Investment Advisers (RIAs) to the same...
Seven Signs Of A Successful 401k
Do you have a successful 401k plan? A small number of factors can help you determine the answer. For more than 30 years I have helped plan sponsors design and manage successful 401k plans. From Apple and IBM to John Deere and Mazda Motor Corporation, I have had the...
8 Tough Questions To Ask Your 401k Investment Advisor
Are you working with the right 401k investment adviser? Do you want to find out? Ask your adviser the following eight questions and then see how the answers compare with the generally desired responses outlined below.
401k Best Practices: Employee Education
Many experts don’t believe that 401k employee education works. The challenges of educating adults, who may not be excited to learn more about their 401k plan, are sometimes difficult to overcome. What can plan sponsors do to make their 401k employee education...
401k Best Practices: Plan Design
Having worked as a 401k plan consultant and investment adviser for more than 30 years, I have seen a wide variety of plan designs. For example, Apple, Trek Bikes, and IBM all have unique corporate cultures that are reflected in the 401k plan design of their plans....
401k Best Practices: Investments
As president of a Registered Investment Advisory (RIA) firm that works exclusively with retirement plans, I am often asked for my thoughts on a firm’s 401k investment menu. I am astounded that there still are 401k plans that offer 50, 75, even up to 100...
401k Best Practices: Decision-Making And Documentation
Are you following a prudent decision-making process in your 401k plan? Do you always put the interests of plan participants first when considering plan issues? After more than 30 years of working on the 401k plans of companies as large as Apple and as small as a new...