By Jim Rohrbach

You may notice that many people have become jaded about “the spirit of the season” as they witness the pervasive crass commercialism. If you’ve experienced a touch of “bah humbug!” during this time of year, I’ve got a “prescription” of three practices that will bring back the joy to your world.

To be happy, refrain from “when” thinking: “When I get to premier status, when I get out of debt, when I shoot par, etc., then I’ll be happy.”

“When” thinking is very common, so don’t think you’re unusual, weird or crazy if you indulge in it. Practice the three keys below and you’ll be happy today and more likely to become a more satisfied person, get out of debt and be in great shape.

And you’ll enjoy the ride.


Being generous is not about money – it’s about giving. So what kind of “love” can you generate (same root as generous) each day that doesn’t involve any cash? Some examples: a compliment to a co-worker on a job well done, a gentle caress to your loved ones and perhaps most importantly, a compassionate listening ear to a friend.

People don’t care how much you know until they know how much you care.

Show empathy for others’ pain. What does that cost you? NADA! But this deposit into another’s “emotional bank account” will pay you big dividends.


As I write these words (forgive my lack of sophistication – I always start with pen and paper), the morning sun is shining down on me as I sip my cup of coffee. I take a moment to say, “Thank you!” Now does that sound corny or lame? This is a habit I’ve developed – regularly saying thanks in my life for all the good that comes my way.

If you think about it, there are an infinite number of things that are going right in the world, if we just take a moment to acknowledge our blessings: every breath we take, the food we eat and the friends we have. How hard is it for you to say, “Thank you… I appreciate that” once in a while? Not hard. So why not start today?


Who are you angry with? Get over it for your own sake, not theirs. Holding a grudge only hurts you, not the person with whom you’re upset. I was formerly a world-class grudge holder, expending a lot of emotional energy thinking bad thoughts about others I thought needed to live up to my expectations.

Once I learned this was blocking me from moving forward, I quickly let go of this “grudge energy” so I could be free to put that energy to better use. Who do you need to forgive today? Don’t wait – it costs too much.

Prosperity is not an event – it’s an ongoing process. It has little to do with the size of your bank account. If you proactively engage in these three practices I’m recommending here on a daily basis and make them habits, you’ll not only enjoy the holiday season – you’ll become prosperous in all the seasons of your life.

Happy Holidays!


About LRPC’s Monday Morning Minute

Lawton Retirement Plan Consultants, LLC (LRPC) Monday Morning Minute is crafted to provide decision-makers with important information about the economy, investments and corporate retirement plans in a format that allows a reader to consume the information in less than 60 seconds. As an independent, objective investment adviser, LRPC has access to many sources of research and shares the best and most relevant information with its readers each week.

About Lawton Retirement Plan Consultants, LLC

Lawton Retirement Plan Consultants, LLC (LRPC) is a Milwaukee, Wisconsin-based independent, objective Registered Investment Adviser (RIA) providing investment advisory, fiduciary compliance, employee education, provider management and plan design services to employer retirement plan sponsors. The firm specializes in Socially Responsible Investment (SRI) strategies for retirement plans and is a pioneer in the field. LRPC currently has contracts in place to provide consulting services on nearly a half billion dollars in plan assets. For more information, please contact Robert C. Lawton at (414) 828-4015 or or visit the firm’s website at Lawton Retirement Plan Consultants, LLC is a Wisconsin Registered Investment Adviser.

Important Disclosures

This information was developed as a general guide to educate plan sponsors and is not intended as authoritative guidance, tax, legal or investment advice. Each plan has unique requirements and you should consult your attorney or tax adviser for guidance on your specific situation. In no way does Lawton Retirement Plan Consultants, LLC assure that, by using the information provided, a plan sponsor will be in compliance with ERISA regulations. Investors should carefully consider investment objectives, risks, charges, and expenses. The statements in this publication are the opinions and beliefs of the commentator expressed when the commentary was made and are not intended to represent that person’s opinions and beliefs at any other time. The commentary does not necessarily reflect the opinion of Lawton Retirement Plan Consultants, LLC and should not be construed as recommendations or investment advice. Lawton Retirement Plan Consultants, LLC offers no tax, legal or accounting advice and any advice contained herein is not specific to any individual, entity or retirement plan, but rather general in nature and, therefore, should not be relied upon for specific investment situations. Lawton Retirement Plan Consultants, LLC is a Wisconsin Registered Investment Adviser and accepts clients outside of Wisconsin based upon applicable state registration regulations and the “de minimus” exception.