If you offer a high-deductible health plan (HDHP) to your employees, all of your executives should max out their contributions to their health savings accounts (HSAs) every year. Read on to learn why this is becoming one of the most important executive benefits.
Weak equity markets have one silver lining for 401k plan participants with large account balances: a Roth in-plan conversion.
Recently I shared a post on retirement readiness that focused on the employer’s responsibilities in helping employees build a retirement plan balance that is sufficient for them to retire without a reduction in standard of living. But employees won’t succeed in achieving their retirement dreams unless they do their part as well.
A frequent question I get from 401k plan participants is “What type of contributions should I make Bob, Roth 401k contributions or traditional pre-tax 401k contributions?” It now appears that everyone would be better off making Roth 401k contributions only. Here’s why.
Follow these 10 steps to achieve your retirement goals.
Prepare your 401(k) account for the coming bear market.
It’s one of the worst financial decisions you can make.
You will be surprised at many of these.
You will be surprised by the answers to your most frequently asked questions.
After more than 30 years of conducting education meetings, I suggest the following 401k education best practices.