Buffet’s Investing Advice From His 2017 Shareholder Letter

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I hope you had a wonderful weekend! The days are getting longer and the darkness is receding. Warmer weather is just around the corner!

LRPC’s Monday Morning Minute for this week, “Buffett’s Investing Advice From His 2017 Shareholder Letter” (presented below) comes to you courtesy of ThinkAdvisor. As an independent, objective Registered Investment Advisory firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share enlightening, useful information with you each week.

Every year Berkshire Hathaway’s shareholder letter contains insights on investing from Warren Buffet that many eagerly await reading. You may be surprised at some of Mr. Buffet’s thoughts this year outlined below.

Have a wonderful week!

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Buffett’s Investing Advice From His 2017 Shareholder Letter

By Janet Levaux, Editor in Chief, Research Magazine

According to Chairman Warren Buffet, the market value of Berkshire Hathaway’s shares has roared ahead at a compound annual growth rate of 20.8% since 1965 — more than double the S&P 500’s 9.7%. In 2016, Berkshire shares soared 23.4%, beating the S&P’s 12.0% improvement. A year earlier, the shares dropped 12.5%, while the S&P gained 1.4%.

While the information on returns is always welcome by investors and market watchers, it is the Oracle of Omaha’s musings on a variety of topics that are eagerly anticipated. Read on for the top eight nuggets of wisdom gleaned from this year’s 28-page letter to investors: [Read more…]

Six Keys To Investment Success: T. Rowe’s Brian Rogers Reflects

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I hope you had a wonderful weekend! Remember Valentine’s Day is tomorrow!

LRPC’s Monday Morning Minute for this week, “Six Keys To Investment Success: T. Rowe’s Brian Rogers Reflects” (presented below) comes to you courtesy of ThinkAdvisor. As an independent, objective Registered Investment Advisory firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share enlightening, useful information with you each week. This is a short piece I believe everyone can read in less than 60 seconds.

As his retirement approaches, Brian Rogers, Chairman and CIO at T. Rowe Price, shares his knowledge gained from 35 years working with investments.

Have a wonderful week!

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Six Keys To Investment Success: T. Rowe’s Brian Rogers Reflects

By Emily Zulz, Staff Reporter, ThinkAdvisor

On Brian Rogers’ desk at T. Rowe Price is an engraved cube displaying the reminder, “Doubt everything. Believe nothing.” “And I think those are good things for investors to do,” as well, Rogers said

As the time nears for him to step down from his current roles as chairman and CIO at T. Rowe, Rogers is taking time to reflect on his career. “One thing that really struck me” in 1982 when he joined T. Rowe, he recalled at the event, is how “passive was making increasing inroads into our business.” In addition, he said, “fees were under cyclical pressure in 1982. Fast forward to 2016 and it feels like the same two trends are in place, and will continue.”

Recently, T. Rowe Price announced that Rogers will retire as chairman and CIO on March 31, 2017, after nearly 35 years at the firm. While he will stay on as a non-executive chair, his role as CIO will be taken on by six senior investment executives. Recently, Rogers shared six keys to investment success he’s learned over his career. [Read more…]

The Five Deadly Sins Of Investing

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I hope you had a great weekend! Time’s running out for you holiday shoppers!

LRPC’s Monday Morning Minute for this week, “The Five Deadly Sins Of Investing” (presented below) comes to you courtesy of ThinkAdvisor. As an independent, objective Registered Investment Advisory firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share enlightening, useful information with you each week. If you are short on time, make sure you take a look at each of the five headings below.

Sometimes the best way to improve how you invest is to learn what not to do. This week’s article outlines some of the biggest investing mistakes all investors should avoid.

Have a wonderful week!

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The Five Deadly Sins Of Investing

By Daniel S. Kern, appearing in ThinkAdvisor

One of my friends in school was renowned for frequently telling us: “I aced that test!” He was never shy about sharing his answers after a test. His certainty about the answers made me question whether my answers were correct.

I eventually realized that he was wrong more often than right, and he became notorious for misplaced self-confidence. When he joined an investment firm after graduating from school, some of us joked about starting a “contrarian” fund to bet against his stock picks. Overconfidence is one of the “deadly sins” highlighted in studies of behavioral economics.

The investment industry is filled with confident people similar to my friend, who may be well-meaning but who also pass along bad ideas that become accepted as conventional wisdom. Here’s my top five list of investing mistakes that become deadly sins of investing: [Read more…]

After Reaching New Highs, Can Stock Market Rally Continue?

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MMM Newsletter and Website Header 10.2.15I hope you had a great weekend! Training camps are open and football is back!

LRPC’s Monday Morning Minute for this week, “After Reaching New Highs, Can Stock Market Rally Continue” (presented below) comes to you courtesy of Charles Schwab. As an independent, objective Registered Investment Advisory firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share the most relevant information with you each week. This is a short piece I believe everyone can read in less than 60 seconds.

Where does the U.S. stock market go from here? Are more new highs in the offing, or is a correction just around the corner? See what the experts from Schwab have to say below.

Have a wonderful week!

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After Reaching New Highs, Can Stock Market Rally Continue?

By Schwab Newsroom

It took 14 months and some rather unnerving dips along the way, but U.S. stocks finally climbed to new highs in July. The path ahead could be just as fraught. Stocks could still grind higher in the coming months, but there will likely be more moments that test your resolve.

“Volatility will continue to be elevated, but at this point we believe the U.S. economy should continue to show modest growth, helping to support similarly modest gains for equities,” says Liz Ann Sonders, senior vice president and chief investment strategist at Charles Schwab.

Here’s what you need to know about the market’s ascent and what could lie ahead for investors: [Read more…]

Six Critical Rules For Successful Retirement Investing

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MMM Newsletter and Website Header 10.2.15I hope you had a great weekend! The kids are now done with school for the summer — look out!

LRPC’s Monday Morning Minute for this week, “Six Critical Rules For Successful Retirement Investing” (presented below) comes to you courtesy of Jean Folger. As an independent, objective Registered Investment Advisory (RIA) firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share the most relevant information with you each week. If you are short on time, make sure you review each of the six rules highlighted below.

Everyone should be aware of the rules of retirement investing (I think Rule #6 may be the most important). Take a look below at Jean Folger’s thoughts on how you should invest for your retirement. Ms. Folger is an award-winning author of investment planning books.

Have a wonderful week!

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Six Critical Rules For Successful Retirement Investing

By Jean Folger

Retirement planning is the process of identifying your long-term income, determining your intended lifestyle and defining how to reach those goals. When planning for retirement, you’ll need to consider a variety of factors, such as when you’ll retire, where you’ll live and what you’ll do.

Keep in mind with each additional year you hope to retire early, your investment needs greatly increase. Also consider the difference in cost of living between cities, or even among neighboring zip codes. Add on daily expenses, medical expenses, vacations and emergencies, and you begin to see how the costs of retirement add up.

Your retirement goals will rest largely on the income you can expect during your retirement, and will likely evolve as your ideals, risk tolerance and investment horizon change. While specific investing “rule of thumb” guidelines (like “You need 20 times your gross annual income to retire” or “Save and invest 10% of your pre-tax income) are helpful, it’s important to step back and look at the big picture. Consider these six essential rules for truly smart retirement investing. [Read more…]

What Do Stock Market Trends In Q1 Mean For Q2 And Beyond?

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MMM Newsletter and Website Header 10.2.15I hope you had a great weekend! We had frost on Friday night!

LRPC’s Monday Morning Minute for this week, “What Do Stock Market Trends In Q1 Mean For Q2 And Beyond?” (presented below) comes to you courtesy of Schwab. As an independent, objective Registered Investment Advisory firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share the most relevant information with you each week. This is a short piece I believe everyone can read in less than 60 seconds.

The first quarter of 2016 proved to be a rough ride in the markets for many of us. Take a look below at what Schwab believes is in store for Q2 of 2016 and beyond.

Have a wonderful week!

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What Do Stock Market Trends In Q1 Mean For Q2 And Beyond?

By Jeffrey Kleintop, Charles Schwab & Co., Inc.

Key points

  • Despite the stark differences in the first and second halves of the first quarter, a few themes dominated the performance trends.
  • In the first quarter, many stocks were boosted by the turnaround in oil and the dollar while the broadening adoption of negative interest rate policy weighed on the performance of others.
  • Looking ahead to the second quarter, more volatility is expected. The trends that may drive second quarter performance could again include the price of oil and the value of the dollar, along with changes in inflation expectations.

Stocks were close to flat at the close of the first quarter, hiding the down and up rides they took to get there. The MSCI All Country World Index fell -11.3% during the first half of the quarter, bottoming on February 11, and then rebounded back to where the year began as the quarter ended.

Key trends in the first quarter

[Read more…]

Does Your 401k Investment Adviser Measure Up?

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PSI Newsletter and Website Header 10.2.15By Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

Each year retirement plan sponsors should take time to evaluate their providers. Included in this group is your 401k investment adviser. Most plan sponsors use an investment adviser to help them with their 401k plans. This is a smart decision since many advisers are able to save plan sponsors at least as much as they charge. How can you tell if you are working with the right 401k investment adviser?

Top advisers: [Read more…]

Three Sentences That Explain Investing

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I hope you had a great weekend. How are your NCAA tournament picks doing?

LRPC’s Monday Morning Minute for this week, “Three Sentences That Explain Investing” (presented below) comes to you courtesy of Marshall Jaffe. As an independent, objective Registered Investment Advisory (RIA) firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share the most relevant information with you each week. If you are short on time, make sure you read the three sentences.

The three sentences outlined below lay a foundation for a sound understanding of investing.

Have a wonderful week!

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Three Sentences That Explain Investing

By Marshall Jaffe , Managing Partner , Jaffe Asset Management

During the course of its long descent, a snowflake passes through a multitude of different weather conditions. The variability of temperature, atmospheric pressure and humidity produces an infinite variety of possible designs. The future of each snowflake is a structure that has never existed before and will never occur again — at no point in its development can we know exactly what it will look like when it finally lands. This is pure uncertainty — a completely unknowable future. [Read more…]

Why Are Stocks Moving In Sync With Oil Prices?

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MMM Newsletter and Website Header 10.2.15

I hope you had a great weekend. Happy leap year day!

LRPC’s Monday Morning Minute for this week, “Why Are Stocks Moving In Sync With Oil Prices?” (presented below) comes to you courtesy of ThinkAdvisor. As an independent, objective Registered Investment Advisory (RIA) firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share the most relevant information with you each week. This is a short piece I believe everyone can read in less than a minute.

Wondering why U.S. stocks and oil prices have been moving in the same direction? Many experts believe that selling of U.S. equities held by sovereign wealth funds (e.g.; Saudi Arabia and Russia) when oil prices fall is responsible for depressed U.S. equity markets. The experts ThinkAdvisor interviewed have additional thoughts, outlined below.

Have a wonderful week!

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Why Are Stocks Moving In Sync With Oil Prices?

By Bernice Napach, Senior Writer, ThinkAdvisor

Lower oil prices are supposed to be good for the economy and stock market because they provide consumers and businesses with more money to spend. But since early November, oil prices and stocks have been moving in lockstep, and there’s no telling yet when that might end. [Read more…]

Market Volatility: What You Need To Know

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MMM Newsletter and Website Header 10.2.15I hope you had a great Valentine’s weekend.

LRPC’s Monday Morning Minute for this week, “Market Volatility: What You Need To Know” (presented below) comes to you courtesy of Schwab. As an independent, objective Registered Investment Advisory firm, Lawton Retirement Plan Consultants, LLC has access to research from many sources. Be assured that I will share the most relevant information with you each week. If you are short on time, make sure to review the major headings.

We have begun 2016 with tremendous market volatility. Find out why below from the experts at Schwab.

Have a wonderful week!

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Market Volatility: What You Need To Know

By Schwab Center for Financial Research

Key points

  • Markets have been unusually volatile so far in 2016, with plunging oil prices, slowing growth in China, steep declines in overseas equity markets, fragility in the high-yield bond market and concerns about the Federal Reserve all contributing to uncertainty.
  • While we have experienced a 10% U.S. stock market correction twice in the past year — and some pockets of the equity market (for instance, the NASDAQ) have done worse — we do not expect the current  correction to turn into a broad-based bear market.
  • Investors should review their portfolios to make sure they still reflect their target asset allocations and goals. They should also resist the urge to buy and sell based solely on recent market movements, as it could hobble their performance over time.

[Read more…]