(414) 828-401k (4015) bob@lawtonrpc.com
  • Facebook
  • Twitter
  • Google
  • LinkedIn
  • Facebook
  • Twitter
  • Google
  • LinkedIn
Lawton Retirement Plan Consultants, LLC
  • Home
  • About
    • LRPC
    • Robert C. Lawton
  • Services
    • Fiduciary Pledges
    • Service Guarantees
    • Services
      • Employee Education
      • Fiduciary Compliance
      • Investment Advisory
      • Plan Benchmarking
      • Plan Design
      • Provider Services
    • Why Hire LRPC?
  • Resources
    • Resources
    • 401k Best Practices
    • Employee Education
    • Fiduciary Compliance
    • Investments
    • Plan Benchmarking
    • Plan Design
    • Provider Reviews
  • The 401k Blog
  • Contact
Select Page
Six 401k Plan Improvements To Make This Year

Six 401k Plan Improvements To Make This Year

by Robert C. Lawton | Jan 10, 2017 | Fiduciary Compliance, Investments, Plan Design, Plan Sponsor Insights

A few changes can make your good 401k plan into a great one. To help your 401k plan achieve greatness, consider making the following 401k plan improvements this year: 401k Plan Improvements   1. Financial wellness education The hottest of all 401k plan improvements in...
Top 10 401k Trends For 2017

Top 10 401k Trends For 2017

by Robert C. Lawton | Dec 13, 2016 | Plan Design, Plan Sponsor Insights

Competition for qualified employees is becoming intense. As a result, firms that you compete with for talent will be buffing up their benefits packages in 2017. Listed below are the changes that leading-edge employers will make to their 401k plans as a result of the...
Roth 401k, Pre-Tax 401k, Or Both?

Roth 401k, Pre-Tax 401k, Or Both?

by Robert C. Lawton | Oct 18, 2016 | Plan Design, Plan Sponsor Insights

401k plan participants often wonder whether they should contribute their hard-earned money to a Roth 401k or a pre-tax 401k account. Depending on their age and tax bracket, the answer may be both! Many 401k plan participants have the option of making pre-tax 401k...
What Plan Sponsors Need To Do NOW In Response To 401k Money Market Fund Rules

What Plan Sponsors Need To Do NOW In Response To 401k Money Market Fund Rules

by Robert C. Lawton | Aug 23, 2016 | Investments, Plan Design, Plan Sponsor Insights

The large mutual fund families are doing everything possible to keep you from moving your 401k money market investments away. BlackRock, Federated, Fidelity and Vanguard have all announced changes to their money market fund offerings which they hope will allow them to...
Four Scary Retirement Statistics

Four Scary Retirement Statistics

by Robert C. Lawton | May 3, 2016 | Plan Design, Plan Sponsor Insights

Recently ThinkAdvisor shared some scary retirement statistics from a report by the National Association of Government Defined Contribution Administrators, Inc. (NAGDCA). These retirement statistics paint an alarming picture of most American’s state of retirement...
Should Your 401k Plan Offer ESG Investment Options?

Should Your 401k Plan Offer ESG Investment Options?

by Robert C. Lawton | Mar 15, 2016 | Investments, Plan Design, Plan Sponsor Insights

At the very least, your Investment Committee should have a discussion about the topic. Here’s why. Why Consider ESG Investing   ESG investing defined ESG is an acronym that stands for environmental, social and governance. These criteria represent the major...
Should 401k Plan Sponsors Worry About The Roth Promise?

Should 401k Plan Sponsors Worry About The Roth Promise?

by Robert C. Lawton | Mar 1, 2016 | Employee Education, Plan Design, Plan Sponsor Insights

Whenever I talk with 401k plan sponsors or participants about making Roth 401k contributions, at least half of them tell me they would never do it. They all cite the same reason. They don’t trust the federal government to keep its Roth 401k promise to allow...
Why You Shouldn’t Use Custom TDFs In Your 401k

Why You Shouldn’t Use Custom TDFs In Your 401k

by Robert C. Lawton | Nov 17, 2015 | Investments, Plan Design, Plan Sponsor Insights

Recently, it has become popular for large corporations to adopt customized target date fund approaches for their 401k plans. Before jumping into why this approach has never made much sense to me, it might be good to start out with a couple definitions. Why Custom TDFs...
401k Executive Benefit Opportunity Results From Weak Markets

401k Executive Benefit Opportunity Results From Weak Markets

by Robert C. Lawton | Sep 29, 2015 | Investments, Plan Design, Plan Sponsor Insights

Weak equity markets have one silver lining for those executives in your organization that might have large 401k account balances: In-plan Roth 401k conversions. Roth In-Plan Conversions   Why now? Most of us have experienced significant declines in the value of our...
Plugging 401k Plan Leakage

Plugging 401k Plan Leakage

by Robert C. Lawton | Jul 21, 2015 | Plan Design, Plan Sponsor Insights

Time Magazine reports that one in four Americans tapped into their 401k account. Research from Fidelity indicates that 22% of participants in plans they administer have an outstanding loan. This is troubling because the high rate of 401k plan loan defaults results in...
« Older Entries
Next Entries »

Recent Posts

  • Seven Signs Of A Successful 401k
  • Stock Market Volatility: 4 Ways To Play Defense
  • Why The Average Investor Doesn’t Beat The Market
  • 8 Tough Questions To Ask Your 401k Investment Advisor
  • Will A Trade Spat Turn Into A Trade War?
  • Bill Gates’ Rules For Students
  • 401k Best Practices: Employee Education
  • Tips For Finding Good Financial Advice
  • 10 Questions & Answers On Bitcoin, Blockchain
  • 401k Best Practices: Plan Design

Categories

  • Economy
  • Employee Education
  • Fiduciary Compliance
  • Investments
  • Monday Morning Minute
  • Personal Finance
  • Plan Design
  • Plan Sponsor Insights

Robert C. Lawton

Robert C. Lawton, AIF®, CRPS®, is the Founder and President of Lawton Retirement Plan Consultants, LLC (LRPC). Lawton is an award-winning 401k investment adviser and fiduciary compliance specialist with more than 30 years of experience working with retirement plans. LRPC specializes in bringing Fortune 500 solutions to small and medium-sized businesses in Illinois and Wisconsin.

LRPC’s Monday Morning Minute

  • Read recent Monday Morning Minutes
  • Click here to subscribe to LRPC’s Monday Morning Minute e-newsletter

LRPC’s Plan Sponsor Insights

  • Read recent Plan Sponsor Insights

The 401k Blog Recent Posts

  • Seven Signs Of A Successful 401k
  • Stock Market Volatility: 4 Ways To Play Defense
  • Why The Average Investor Doesn’t Beat The Market
  • 8 Tough Questions To Ask Your 401k Investment Advisor

Contact Information

Robert C. Lawton, AIF®, CRPS®
Lawton Retirement Plan
Consultants, LLC
342 North Water Street
Suite 600
Milwaukee, WI 53202

Direct: (414) 828-401k (4015)

Email: bob@lawtonrpc.com

  • Facebook
  • Twitter
  • Google
  • LinkedIn

© Lawton Retirement Plan Consultants, LLC

Lawton Retirement Plan Consultants, LLC offers no tax, legal or accounting advice and any advice contained herein is not specific to any individual, entity or retirement plan, but rather general in nature and, therefore, should not be relied upon for specific investment situations. Lawton Retirement Plan Consultants, LLC is a Wisconsin Registered Investment Adviser and accepts clients outside of Wisconsin based upon applicable state registration regulations and the “de minimus” exception.

Privacy Policy